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Chefs vs. City is taking southern California by storm, as Chris Cosentino and Aaron Sanchez put it all on the line against San Diego chefs Kari Rich and Steve Pickett two of the youngest, hungriest chefs they have ever faced. The war rages from battleship to mountainside as the teams tackle foot high chicken waffles, bottle one of the country’s best craft beers, and re create a Thai inspired dish you must see to believe.
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payday advance “For most of the borrowers who do pay back their loans on time, the cap on fees and charges represents substantial protections.”The price cap plan which includes both interest and fees is unchanged from proposals the regulator published in July.The FCA said someone taking out a loan for 30 days, and repaying on time, would not pay more than 24 in fees and interest per 100 borrowed.In July, the FCA estimated that the effect of the price cap would be that 11 per cent of current borrowers would no longer have access to payday loans after 2 January 2015.The move was welcomed by debt charities and consumer groups.Which? executive director, Richard Lloyd, said: “Today the regulator offers hope for millions of borrowers stuck in a cycle of debt payday loans, by confirming their plans to rein in the cost of payday loans and crackdown on excessive default charges.”In the meantime the FCA must keep the cap on the cost under review and tightened up further if it doesn’t work as intended.”Joanna Elson, chief executive of the Money Advice Trust, the charity that runs National Debtline,said; “We hope that these measures will bring an end to the inappropriate lending that we have seen from this industry. However, the FCA will need to be vigilant to ensure that lenders do not simply change their business models to try to evade the rules.”Calls to National Debtline about payday loans have actually declined slightly from their peak in 2013, but we are still seeing around one in 10 calls relating to this kind of borrowing.The price cap will be reviewed in 2017.Click the Adblock/Adblock Plus icon, which is to the right of your address bar.On Adblock click “Don’t run on pages on this domain”.If you are Private Browsing in Firefox, “Tracking Protection” may cause the adblock notice to show. It can be temporarily disabled by clicking the “shield” icon in the address bar payday advance.